No Interest Loan Scheme

No Interest Loans can be used to access safe and affordable credit for the purchase of white goods, essential household items, medical equipment, or items that increase the wellbeing of individuals and families.

Loans are approved on an individual basis. The loan amount is dependent on how much is required to purchase a particular item however; there is a maximum loan amount of $2000 per person. Repayments are usually set at an affordable amount over a 12-24 month period dependent upon each person’s financial situation.

We also offer consumer advocacy, budgeting and purchasing advice.

Who is eligible for this service?

Applicants need to:

Have a health care card/pension card (or be of low income)

Reside in your current premises for more than 3 months

Have a valid quote from one (or more) supplier(s) with an ABN and payment details

Communify QLD offer NILS loans in association with Good Shepherd Microfinance.

(Note: no cash loans are available and there are no application fees or interest charged on these loans)

How to apply

To access the scheme, please email  with your loan purpose and suburb so we can direct you to your closest service and provide a copy of our forms and document checklist for your review if a loan is suitable to you.

You can contact us at Bardon (07)31984410 or New Farm on (07) 33585600 for an interview once your documents are complete or for any questions.