No Interest Loans
No Interest Loans
NILS program is closed to new enquiries and will re-open beginning February 2025
Communify’s No Interest Loans Scheme (NILS) can be used to access safe and affordable credit to purchase white goods (i.e. fridges, freezers), essential household items, medical equipment, or items that increase the wellbeing of individuals and families
Who we help
To apply for a NILS loan, you need to:
- Have a health care card/pension card (or be of low income)
- Proof of current residence
- Have a valid quote from one (or more) supplier(s) with an ABN and payment details
Communify Qld offer NILS loans in association with Good Shepherd Microfinance.
(Note: no cash loans are available and there are no application fees or interest charged on these loans)
How we help
We will assess the loan application on a case-by-case basis. The loan amount will depend on the item, but it can be no more than $2000 per person. Repayments are usually set at an affordable amount over a 12-24 month period dependent upon each person’s financial situation.
We also offer consumer advocacy, budgeting and purchasing advice.
