The No Interest Loans Scheme provides assistance to low income individuals and families.

No Interest Loans can be used to access safe and affordable credit for the purchase of white goods, essential household items, medical equipment, or items that increase the wellbeing of individuals and families.

Loans are approved on an individual basis. The loan amount is dependent on how much is required to purchase a particular item however; there is a maximum loan amount of $1500 per person. Repayments are dependent upon each person’s financial situation.

We also offer consumer advocacy, budgeting and purchasing advice.

Who is eligible for this service?

Applicants need to:

  • Have a health care card/pension card
  • Reside in your current premises for more than 3 months
  • Show a willingness and capacity to repay

There are no application fees or interest charged on these loans.

Communify QLD offer NILS loans in association with Good Shepherd Microfinance.